Paul Meyer Buys Houses

personal life

I sleep over 12 hours a day. Is there something wrong with me? Yes.

So I sleep in around 12-15 hours a day. Since there are only 24 hours in a day I’m actually only consciously currently living realistically only around 8-12 hours of the day. I moved to Scotland to get out of New York City. Everyone I call and talk to tell me how excited and fun they would think it would be. I didn’t even really think that way when I considered moving her on a spontaneous random whim. I really don’t understand myself. I Just don’t want to wakeup to my reality.

Sometimes I think I am dreadfully depressed. With this thought I really want medically marijuana just to get high and laugh really hard at sitcoms and comedy movies being fuzzy and high. However, I don’t live in California and I really don’t have any great weed hookups anywhere. I’m not even a pothead. I suppose I’d prefer natural high over medications that have a list of side effects just to make you less depressed.

I find myself to level headed to consider myself a depressed person. You see, that is the problem. When you are not either or you are in a constant dilemma with your mood. Sometimes I just want to shout, “Someone help me! Someone hug me! Fuck me! Be my friend and hangout with me!” blah blah blah. I’m sure you have been there. I dread being so lonely and unexcited about my environment that is suppose to be so exciting told to me by everyone that learns of the position I put myself in.

I’ve thought about suicide. I’m a complete ultimate fiasco of a failure by any American success story. I suppose since I was brought up Catholic and all I know of the more spiritual world and reincarnation is that is suicide really worth it? I really don’t want to goto purgatory and be stuck in my current thoughts. I also don’t want to be reincarnated as a mentally challenged, disabled, or bug. No thanks. I want to die being free and maybe just get to chill out for a few centuries with some hot babes that are angels. I thought if I did just end this silly life I’d do it by sky diving. I have a fear of heights, but it would be pretty almost to fly and drop down for a few minutes before I flattened myself like a pancake.

But I must get it together. I must finish my writing, a film or two, continue to trade the stock market, and continue to go mad going after the American dream I’ve been brainwashed so well with growing up watching Saturday morning cartoons. I don’t know it just might be Scotland weather…

scatter brained to the max, anxiety LOTS, work done? NONE

Well I’m still stuck in San Francisco dry dock with my ship getting worked on.  I thought taking a load of four college classes was a great idea at the time before I left to keep me busy.  Well……..the classes have kept me busy, too busy.  I’m retaking Principles of Accounting and falling miserably behind.  I have such a tremendous time focusing on studying and understanding what I’m reading.  I’d say the bigger problem is all these fantasies running around in my head about starting up a new business and buying a 3rd investment property in Louisville, KY where I plan to move to in August 09′.

I am physically and mentally becoming drained from coming up with multiple scenarios and my thought process in my head runs like this 24/7 nonstop EVEN IN MY SLEEP I’m coming up with scenarios, themes, ex:

“of what I’m going to do, where I’m going to work, where I’m going to live, if I’m going to have time to date, will my friend and I actually play in a band together, will we drive each other nutts, am I going to struggle financially, will I get paid well enough through working a side job, should I join the reserves there, will a business work, where should I locate my business, what type of business should I have, what am I good at, what do I consistently suck at, why can’t I just focus on one thing at a time, am I going to lose weight and feel better, should I take depression pills, what do I have to do to get approved for a bank loan towards my business, will my GPA be so low I won’t be accepted into an MBA program when I’m done with accounting, should I just go to community college, should I just take fun hands on classes, should I buy a foreclosed home, what side of the city is better, is this account a credit or debit, should I give up on my classes, do my teachers even know I’m not even trying, should I listen to music while studying or should I not, wear ear plugs, will have all this work done before the Giants game, will I pass these tests, I feel tired, should I just go to bed, will I have enough time tomorrow to finish my homework, man I love to sing and play guitar, will I be successful in Louisville, will it all happen there finally?”

I wonder why I’m exhausted all the time.  It’s just that life is short, sure you have lots of time, but it just goes so quickly!

Recently on my “to do list” is:

Start a self help site on changing careers because I’m doing just that and it can be pretty complicated and tiring if you don’t know what you are going to do with your life.

Completing my 4 classes successful and not failing them.  I had a 3.4 GPA.  That shit is going down, sadly.  Now I just want to pass these mother fuckers and be out.  Just focus on my upcomming masters classes in psychology and my future classes in carpentry, plumbing, electrical, and culinary arts.  If I am going to Louisville I suppose my plan for an MBA is off so I might as well stop taking preporatory classes for it.

whoah, do you ever have this problem?  -p

stock market correction = uptrending

If you are a stock market follower you’d notice the different wording journalist are using such as “optimistic” that we hit our low just recently last Thursday Aug 16 to be exact. I was watching the market as AAPL was hitting $112’s and NYX was hitting $65’s. I was drawing my support lines because after the big red candle dropped a big white candle stood right next to it top to bottom and went right up with buyers looking for a golden opportunities. Since I’m still a student I really did not know which direction the market would go. On Friday stocks popped higher creating a doji star showing the market made up its mind. So now for the past almost 6 days the market has ran up with white candles breaking the downward trend since July 15th. I’m currently in AAPL JAN 200 CALLS up around 30% in my options +$3000 in 2 business days. I’m not going to sell at some crazy high number, but I am going to follow the major uptrend line until it is broken or bad news comes out, other wise I’m stick to my play. I’m very confident in Apple and until their next earnings call I’m going to trade it up to earnings or until I’m happy with my profit. I’d also love to be in SHLD and RIG Calls, but I’ve been taught to be in only one trade at a time even if there are other opportunities available. I need to stick to the rules and show some discipline or I’m never going to become a great trader.

Currently I’ve been looking at a trailor park to buy for $190,000. I’ve talked to many experts in this field and the price looks very good for what I’m getting which would be an 18 lot, 2.37 acre, with 18 park owned homes rented for $350-450 each, with all utilities established. It is around 20 minutes away from University of eastern Tennessee (Johnson City, TN). I’d really like to do the deal, but I want to get an outside property manager if I buy it. This is the advice I’ve gotten basically to get rid of any favoritism within the park. It would make some serious cashflow to my real estate portfolio. Between the 2 trailor parks I will eventually be receiving around a $50k net income a year more than my U.S. Coast Guard income so it would finally give me the choice of retirement at age 29. I still want to be a great trader, but it would give me choice even if I did not trade stock options.

I’m almost done with my 3 classes at HPU and will start another 5 online in the next two semesters. I want to double major by 2009 then do some pastry or music school or both when I get out. 2007 has been a very volatile year for my portfolio and my goal is to come out higher than last years or at least breaking even. Many of my penny stocks are worthless so I will have to sell them soon or I will be paying some serious taxes from gains I do not have anymore. Trends are looking good and the technicals are showing major buying right now so look out!

HOKU, new recent real estate, and juggling college classes

Currently in the world of the finance ninja he has purchased his second real estate deal. The property is an RV/Trailor park in Tennessee. He has also enrolled in 3 online college classes getting closer to finish his BA, and his stocks holdings have still not changed -$21,000.

Why not talk in the third person?

About 2 weeks ago I believe I purchased HOKU JAN 2008 17.5 CALL options. I should of actually put a GTC up 100%, but of course I didn’t. Currently I’m up around 50%. I feel the stock has much more room to grow and I bought tons of time so I could receive a larger return.
Although HOKU is doing well I only had $1000 to invest so due to my negative -$21000 balance on the stocks owned my networth is still very unhappy with my bad decisions during the new year of 2007 trading.

As for my real estate developments I already know what you are thinking. How can I be purchasing real estate with no money left and who would want to buy a trailor park? Well, I went to a real estate game club that plays Rich Dad Poor Dad’s Cashflow and they sell real estate university packages with a website and company that prepares real estate deals for you. I didn’t buy into it, but for a bran new person it might be a great idea. Personally buying real estate isn’t that hard expecially when you are paying all the closing costs for other people to do everything for you. I actually have been looking on real estate listing and listings. They offer a site called where you have to pay $3000 just to see the listings. Honestly I think that is crazy because there are already millions of listings available you can do advanced searches on to find bargains to start a real estate portfolio. Also to have full access to the site and first picks on the properties that aren’t any better then any others you have to end up paying around $21,000. Now if you want to do that great, but I’d rather take $21,000 and buy a properties or properties with that money instead of waste it on a 40 CD audio/video course I’m never going to take the time to watch because I’m spending 100% of my time on the internet searching properties and talking to professionals about buying them. Setting up deals isn’t hard. If you can do math then you can figure out if the property you are looking at will make you money. Speaking of properties the RV/Trailor park I bought in Tennessee, a state I’ve only driven through going to California, I found off I usually try to avoid ebay, but most people selling properties there usually have no luck selling in town possibly because its too small with no buyers interested or there to flip a properties quickly for a resale for a quick gain, but the property might be still very underpriced for its value. This RV/trailor park came across as an awesome deal if all things work out of course. It has 1.5 acres of land off a main highway near town. It has 10 units with 6 currently being rented. The owner owned all 6 units which were included in the property of sale. Each unit rents for an average of $450/month. Doing some quick math that is $2700/month income. The owner was selling the full park for $90,000 and offered owner financing at 10% if he got the full $90,000 with a mortgage note of $700/month. The owner/landlord pays all utilities of water, sewage, electricity, and cable of around $600/month.
So the net profit off this property with only 6 units rented is $1400/month or $18,850/year because he rents them weekly not monthly so that is an extra 4 weeks of rent (before property management fee of 10% net will be $1100/month). This is more than a seamn or E-3 makes in the USCG or Navy. His auction was up for a little less than 15 days I believe more than enough time for other investors to catch their eye. I’m surprised no one bought it sooner then I did. I basically just did some research on the town, talked to the owner, and found a property manager to take over the property for me since I will be an absent owner. All the seller wanted was at least $10,000 down which was reasonable and my student loans I took out for college and investing since that is my main independent study came to use finally. Anyone can take out a $40,000 student loan from any major lender. It isn’t very hard and you can use them for many things as long as you are a full-time student. I plan to use the remaining amount for a 3rd property and the rest two buy 4 more trailors for the park. That’s right. Four more trailors only renting at $400/month each would increase my cashflow to $4300 with a net of over $2700/month. Most likely my utilities would go up some, but not likely to double. As for why would the owner sell it for so cheap? I asked him. His answer was reasonable. He said he bought it 3 years earlier and it was a dump and dead. He put 6 old cheap trailors on them and fixed them up and now looking to sell it to go onto another deal. I figure he must of not put more than $30,000 into the 6 trailors and the piece of land. So selling it for $90,000 3 years later is an awesome deal for him and myself since the park produces a very good income. I plan to pay off the remaining $80,000 I owe him on a note sooner to increase my cashflow another $700 which would make it around $2100 with only 6 units occupied. I’m pretty psyched about the deal and my property manager seems very sharp and willing to do a good job. The property manager will earn 10% of all rental income so he wants to help me get those other spots filled increasing his cashflow. I will collect my first rent next week around July 11th.
I plan to build it up, buy more trailors to rent, and pay off the note within 2-5 years.

I enrolled in 3 college online classes in HPU. I expect to get underway soon and will likely blog more occassionally because I have nothing better else to do stuck on the boat once my watch is finished. I study, write some music, and research stocks. This is a normal day underway after work. I like to sleep a lot too, but drills prevent sleep so you do everything else in between. I’m finally qualified so I’ll only have to train for drills which will open more time.

As for am I happy? Well that real estate deal even though it cost me $10,000 felt like buying a bran new car even though it is very new or pretty. I haven’t been very happy lately. Actually this girl I asked to dance and talked to at a concert is really bugging me. I really wish I’d gotten her phone number instead of giving her my fun looking business card! Well I guess I might learn next time, or not. I’m getting fat too. As for personal life fatness sucks. No ninja is quick or stealth-like getting fatter. I plan to exercise more, do more push-ups, and sit-ups, but I have yet to get started. Why? Hmm… a little bit of lazy-ness most likely… Underway you usually get fatter since all you do is eat. I plan to only eat cereal and soups. This should cut down and help me keep that extra sea fat off.

well aloha
-fn (WTVI) advertising on – good move

I feel advertising on is the best idea for their buck. If they invest half million dollars on banner ads throughout the social network it should definitely drive up hits on, give it possible station sales from interested older buyers, build up a new database of videos, and bring in new investors wanting to buy a stock at a penny. This by far, in my opinion, will help the image of the company gain popularity which any website needs to do to survive and make the bucks. If you read in the recent news article it says the advertisers gave a commitment because of the new advertisign campaign, which is “bling bling music” singing in my ears. The WTVI stock will stay volatile as any penny stock is but it should also move accordingly if older investors and new are enthusiatic about this very positive news. Now it is up to to keep alert on any errors throughout it site and contantly updating it to support its web-video interface system.

As for other things going on today I just sent out some awesome daisy crysanthemums to the ladies at the HPU military admin office. They were very charming and laughed at my humorous jokes. Plus there was a really sweet girl there and I like to go out with a bang to get the brownie points and possible response if she’s interested in another chat. So I’m pysched about sending flowers I always enjoy it whether they like them or not. It’s fun! Don’t you love unexpected surprises? I want a caring surprise! Send me something at work and I’ll be blushing all day then blow up or something.

dating ideas for dorks

Oh yes. I guess I should also let you know I finally started college classes again enrolled with Hawaii Pacific University. My other co-workers are doing it and if they finishes their degrees before mine I’d get jealous so I guess you can say there is a bit of competition. I decided on a BA in Justice Administration just because I have so many electives in business and I only have 12 core classes left to get the degree. So far my humanities class Sociology has been pretty interesting. I like to study groups of people so I’m diggin the class and the teacher knows his stuff. My other class will be Political Science and I hear that teacher is also a riot so I’m stoked.


My first HASH club “the virgin” on st. patty’s day

Since the stock market has been lagging on actual really good content to post about I haven’t been writing much. The market is consumed with sub-prime mortgages and interest rates when earnings growth fundamentals still has been good. Boeing Corp. (BA) is in talks with China over building larger airplanes currently trading at $90.00. Since we are in the choppy confused time of the market you better buy long calls if you are bullish.

As for my first HASH club (a running/drinking group) I had a really great time. It was my first time in Honolulu, HI I was a “virgin” with some other runners. The HASH group ran in spirit on St. Patty’s day throughout Honolulu downtown and we stopped for shots, pub crawls, and lastly a cold iced keg. I had to chug down to big cups being the virgin and lets just say my body and head were feeling pretty good. I met a lot of cool new people older and younger.
I plan on making it a weekly social event to attend. If you are interested search HASH on the internet. There is a group in almost every state and some countries. It’s been going on for almost a century now I believe.

St. Patty’s day was fun. I ended up not staying out after the run and drinking for the St. Patricks day block party downtown because I had work the following day and had to be up at 8 AM. I fell asleep aroun 9 PM and now I’m refreshed enough to write this post.]

As for jobs. I walked into Papa Johns pizza near my house and the drivers said a $4 tip is the average and that is very high. I might really consider taking a second job because I feel I’m just wasting away time that could be earning more money to help me out. I really want to write some music and play songs, but if I’m not going to have anyone to work with then I might as well work more. Since I didn’t pay off my car when I had a chance now I feel I’m forced to work extra to pay it off. I might have the chance later in the year if stocks rise. I was already stupid once now I can’t be stupid twice.

Fridays always seem to be bearish. – Week summary

It seems to me Fridays are always bearish or at least a great percentage. Every call option I’ve ever bought seems to drop on Friday. I believe I was even hinted from my mentor that Fridays stocks seem to fall after a week of traded on weakness and tiredness in the market place. I expected the market to continue falling after a small rally buying session after Feb 27’s predicted sell off. Fed Bernanke keeps trying to make investors stay optimistic about the economy’s neutral position and still solid fundamentals, but investors seem pretty gloomy. I’m gloomy, but today reading some old materials on the stock market I realized something significant which is that we are in “warnings season” when profits are lowered and companies warn about lower earnings. So I should be embracing this not being gloomy. I’m trading the wrong positions currently and that is probably why my portfolio is taking a beating. I’ve been very bad is the past 15 days I planned to pay off my car I instead traded all my money again.
“All aboard I’m all in” – for some reason I think like this and its getting to risky for my financial goals and health status.

I just recently purchased my first customized 6’6″ Classic 1970’s Fish surfboard. I’m going to have an awesome graphics design on the board with ironically my golden stock rules I keep forgetting or ignorning on the front so they are looking right at me while waiting for waves, and on the back I’m going to have a rising sun picture (like Japan’s rising sun flag) with the artwork called “rising sun” which is a male with wings stretched out taking off for hope on top of the rising sun image. Next to the male (possibly with a cartoonish image of my face) will be a mean bull on the left and a scared bear on the right. Under the drawing it will say “bull vs bear”.
This will be my stock market surfboard to remind me everytime I go surfing that I need to follow these rules to control the bulls and bears to be a master of the market. This might sound kind of nerdy and not very surfing imagery like, but surfing is a great time for quietness and memorization. The more I read those rules sitting out in the ocean the more I should live by them. I will post a picture of my board when its done.

Right now the market is shakey. This big sell off should spark a upwards rally, but we could be in for an extended decline. I think Apple Inc. in May starting to sell iPhone units will be a big help in pushing tech stocks like Apple higher, including Sony’s PS3 being a hot product with blue ray, Research and Motion’s phones, and Nintendo’s Wii performing and selling so well.

Speaking of “blue ray” this is definitely something to lookout for. I’m going to start researching companying manufacturing it and selling it because it will be the new HD picture formating tool of the future. Instead of DVD players you’ll start seeing Blue Ray players to show true HD picture which is now needed if you want to watch true HD movies/shows.

DJIA down -546 pts at low! All I can say is “wow” and “shit!”

Yesterday, as you should be already so aware of, the China markets had a big correction which basically followed around the world. One of the main causes of the China correction was because asians were buying up stock like no tomorrow. Investing has become huge since the government is helping capitalism and turning asia into a major world power. Now, because of all this buying with no major pullbacks the stock market just went straight up and finally it threw up and just passed out. You should expect upcomming pullbacks. Yesterdays small crash was just the first to more to come including our own market. Analyst keep saying that 2007 will be a very volatile year. Fed Chairman Greenspan and Bernanke say the same too. I think if the banking system can fix fiscal policy then this volatile will be to the upside. The Dow’s low of -546 points yesterday was wowing. I expected buyers to buy up today and make a profit, but I expect by tomorrow even or the end of the week for the market to go further down.

You probably also should notice we are in warnings season when most companies warn for lower profits. With the major drop now in the Dow we are probably going to see stocks drop lower. If you were in any Call options you probably shitted yourself in the pants when China dropped following our market and Europe. I maybe didn’t shit my pants, but the reality check in my stock brokerage account sure did make me think I was about to have a panic attack. Yes, I did see it coming and everyone talks about how Asia was going to crash soon before going back up again, but I don’t think anyone can predict exactly when it will happen. When stocks are going up you don’t buy Puts. I suppose this is just something pricey I’m learning as a student of the market.

I’m going to read one of my commenters books who recommended Gamblers Ruin. It’s on one of my posts that I made a decent profit on. Many people that do not invest saying using the stock market to make money is gambling. I do not like questioning myself, but sometimes I think they are right when I definitely know I gambled a trade. I do not gamble in casinos. I think they are boring. I like playing poker, but I never play for money. I can not spend more then $50 in a casinos on games, although when I trade stocks sometimes I just get into this zone and I don’t even think about the stocks I’m trading, why I’m trading them, and if I should be trading. When this happens I make the worst decisions, trade too much or ALL of my money, and basically trade losing positions. It’s depressing. It’s hopeless. It’s being a totally moron of a gambler.

I really don’t know if its a dependent thing because when I trade I really wish I had someone like myself to over look me or just tell me I’m crazy. Sometimes the finance ninja gets caught in too much action. I’d say the ninja needs to just goto the bar, get a drink, and stay away from his stock trading laptop. My mentor even told me to not trade if you didn’t know where the market was going or if its just too hard to trade. Yes, trading on an easier trend would be more profitable and easy. I guess I just want to so badly get good at this and reach my ultimate goals that principles of consistent tradings get knocked out of my mind somehow.

To any traders out there like me I wish us both the best…to getting some type of help. =D

The secret society of financial board gamers and new business on my mind.

I will start offering to play with people a fun financial board game in Honolulu, Hi. It can help them and myself with some motivation to stay on track and keep going after our goals. For investors that are new to the money game it offers some valuable simple experiences that might help you start thinking differently to get you where you want to go. To read more and to participate in this fun event click on “Get Financially Fit” or click on this link.

Also recently I responded to a Ad in the business/management section of employment and met a really neat business woman. At first I thought she was just a beginner, needed a bit of motivation, and some small help, but the more I have emailed with her I am finding out she is a very successful extremely smart individual from my point of view. I’m very blown away at some of the things she writes and she is very ambitious and I find that rad because it’s rare to find such ambitious big dreamers out there that really want to pursue their businesses. She is creating a two new fashionable products for the trendy young crowd and fashionably fun person alike. I really like her ideas and mega plans. It would be awesome being a part of her circle of networkers that helps her complete what she wants to do. If I receive permission to post our discussions about business and marketing I plan to post them on my site for others to read at a later date. I plan to help her anyway I can freely and really want her to succeed. She seems like a fun person to play with at my financial board games and hope she might be an attendee.

My monthly saving should get easier with less trading…

Recently with my plan to see how far I can get gains as close to 100% a month on my initial investment of $2000 I should be able to save more money in my checking and savings accounts by not depositing more money into my trading account. So far my $2000 has grown to around $8000 in 3 months.

I was putting every extra couple hundred dollars into my trading account to trade options with, but recently I put an end to that because I was just loosing it all. I feel if I give myself certain amount to trade and that is all I get for a long time psychologically maybe I will trade more disciplined and do more solid trades. So far it has worked and money has been building back up in my bank accounts.

So far I have $2700 saved up in my savings account and $1800 in my checking account. If I do not deposit any bi-weekly paychecks into my trading account I should be able to build an extra $1500 a month into my checking and $725 a month into my savings. A total of around $2225 a month or over $24,000 for 2007.

My car note still has $24,000 on it and I’d like to pay it off first and second my mortgage that I receive a rental income on which is still $58,800. My car note is 8.25% and my home 6.5% so paying off my car note first would be the economical choice to save money. My question is should I apply all my extra money to it monthly or pay it off at the end of the year in one lump sum? I guess psychologically if I see it being paid down each month I’ll keep paying it off while if I just leave a big fat sum of money I might start thinking “spending and buying” or even “this might be the big trade” and loose it all on something dumb materialistic things or a bad trade. So, paying off my car monthly with a larger amount probably would be the smarter choice.

If I trade less and focus on just those few I should have less losses and I’m taught it’s not about having big gains, but having very small losses. Recently I receive a big gain then big loss. If I could just stop the cycle of big loss it would really speed up my money goals in trading.

If anyone has any suggestions on what to pay off first my house or my car please comment.
My car has a 7 year note and my house a 30 year mortgage. I could finish paying off my house in 3 years and then have my car note left for 4 more years. Tell me what you think.

Apple Computer iPhone, AAPL option trade, Condo Investments

Apple Computer’s announcement of its new iPhone and iTv was no surprise as the stock dropped 3 pts right before CEO Steve Jobs came out with the iPhone around noon PST. As soon as it was shown investors bought in confidence AAPL stock and it rose up 8%. The following day buyers that did not buy the first day tried to get in on the action raising the price another 5%. This is when I had the decision to sell my AAPL JAN 07 100 Calls and get out +$2000 instead of being negative -$4300 just 3 days before!

I’m pretty impressed by the sleek look of the new iPhone and I’m even considering changing my Cingular RAZR for it if it works easy. I keep my cell phone on me all the time and have a nano iPod and I actually really want my iPod in my phone. I think the iPhone idea is brilliant and will be a profit machine for growth for 2007 AAPL balance sheet. The only shortfall to the iPhone is its small harddrive for space. Until a new iPhone comes out I might not get it because its small 4/8gig harddrive is just not enough for all my songs, video podcasts, and data to store on it. This could be the new wave of ultra-small computer devices. Yes, Palm has been out for a while but it was more of a mini-desk organizer then a phone or music player. I owned the sweet Palm phone (silver) back in 2000 for $400 so buying a $500 iPhone really isn’t that big of deal. I do not find price a problem here. Just harddrive space at the moment I think will upset new iPhone users like myself.

As for the stock play I did on AAPL this trade definitely wasn’t the worst trade I’ve ever done because my GRMN trade being +300% and not selling before earnings Nov 15, 2006 is definitely the worst trade. This will have to be my 2nd worst trade of 2006 just because the smart thing would of been to buy these option contracts just days before the Mac Expo. I should of sold out at a $500 loss earlier and bought back in at $.20-30 per contract and bought over 100 and made such a bigger % and income from the trade probably half of my USCG salary in less that 3 days! I am journaling this for next time. What I did do which is good trading but isn’t bad either since it helped me get out profitable was I bought in increments when the stock price went down so my ending cost basis for my options was $1.22 per option and I sold my options at $2.05 giving me almost a 100% profit for around 35 trading days or about a month. Again, bad trading. I’m sure their are some investors that are reading this that are thinking this is a fantastic gain in such a short time, but believe me this is really bad trading, although I sold before earnings and didn’t hold my options being greedy. Because of this reason I have already improved 100% personally and more disciplined.

I saw AAPL starting to hit a ceiling today and thought to myself I’d rather have money in the bank right now then be wrong about tomorrow. I sold before the option pricing starting to go down with the close of the day. In after hours Cisco came out with a big “I’m sueing Apple over iPhone name patent”. So my thinking of I could be wrong tomorrow was a smart move. AAPL stock is pretty bullish right now so hitting $110 or even $120 by earnings is possible, but its also possible it could fall hard right after earnings. For this reason, today, I am happy in Hawaii.

My next trade will most likely be FXI Puts with its strong new trend downward all charts are showing a downtrend and lots of profit taking is happening. I don’t care to be right I just want to perform in my trading for 2007. I’d rather be wrong and sell out early and keep my money.

As for my Mexico property investment the new terms are better on a condo I looked at while I was there even closer to the beach I am in the process of putting a purchase contract on for $560,000 Pesos or converted to USD $52,000 and I’d have to put around $5000 into renovations then rent it for 4-6 months a year to break even. This condo is less expensive than the smaller home I would have liked to buy, but now I am thinking this is the better rental income investment over time.

Another idea I had was build a decent size log cabin on some land in Virginia and rent it out as a hunters lodge during hunting season, ski resort people looking for a private place, weekend retreaters, and churches for retreats. Right now I don’t feel I could really do it well without help and none of my family is really interested at the moment so I will make this a project for later possibly.

As for beginning the new year of 2007 I’m pretty happy being sold out of all my options and feel I have a fresh start of trading wiser and more disciplined this year. For one thing I’m going to stop depositing money into my stock account to trade. I’m just going to build up my savings, something I’ve never really done before. I’ll probably use that money to pay off my car loan because that would free up $400 a month I could keep saving and not worry about that loan payment by the time I’m out of the USCG.

I hope this was helpful to any young or old investors out there. Lesson today is not to be greedy and sell when you are happy.

An article I liked on Apple Computer’s hype and glory for the secretcy of it’s products was done great by a blogger from the Utility Belt. Also here is an article on the growing middle class of Mexico starting a mortgage boom that will help build Mexico’s growing economy by BusinessWeek Online. A good article on the iPhone and how it will definitely change the computer-phone industry by did a great job here.

New 2007 year begins with negative news from Fed, also Apple’s big week, sell-off on Asia ETF’s?

First off the Santa Claus rally did happen ending 2006, but Fed news for 2007 this week made investors sell. Investors were not to happy hearing rates will not be cut and possibly rates to go up later in the year. I think this should be expected if the Feds are trying to balance the sheet with inflation. We are way behind on inflation. Although if interest rates rise higher and inflation goes higher that is a signal for a bearish looking market to come. The recent oil drop to $55 BBL and Steel stocks way below their 52 week lows are starting to hit support. Take OIH Oil Trust @ $129 and NUE Steel @ $54. If you expecially look at NUE charts it shows a correction is starting to take place with a reversal hammer to go up with a long stick down showing the stock being bought up in the past week. Also my Puts. NUE hasn’t gone down past $54. It went from $60 to $58 to $54 and again I was up 25% but because I didn’t sell out when I was up the option is down because it is getting near expiration date with the stock supporting at $54. I took my first loss today because if I am going to start the New Year off right then I need to sell my options not doing anything for me, which brings me to Apple. Apple’s Mac week is next week which should bring up its stock price with good news from it because it seems Apple has really gone out of its way to make a “bang” this year for customers. Even its website keeps its new products mysterious and creates excitement for Apple users. Apple earnings is January 17, 2007. Profits on iTunes downloads and new iPods are predicted to ramp up sales and show a surprise. Right now my option is down -150% and I need to bring it up to at least to break even at $1.42. The option price even with the current good news raising the price to $86 has done little for raising the price back up.

One big lesson I’ve learned with options and buying out of the money in the same month of expiration is that once you are up 10-30% in the option when you are right the first 2-3 days get out immediately with your profits and don’t wait for the stock price to move further. I was correct in my AAPL, NUE, and AMAT options but because I did not sell them immediately after I was right I’ve lost on all 3 of them. As Cramer says you haven’t made any money until you sell and it’s in your bank account.

Recently China’s ETF purely liquid fund FXI has vomated out 10% of profits. FXI hit a high of $118 and just recently in the past 2 days fallen over -13pts. If you look at the charts the stock is one huge line up from skyrocketing up with buying. Even I feel some selling is going to go on. I still think FXI is going higher, but the stock price could come down past the $90’s for now. It’s predicted that if China’s markets have a sell-off in the new year that for the next couple of months the stock will go to half its current stock price. If that was true then that would be a very profitable PUT option play on FXI. I am going to examine that charts on it to see if the sell-off reversal is going to hold and more profit taking will happen. Currently FXI is up 80% and falling. Jim Cramer says in his internet articles that since Asia’s companies are so liquid that owning the ETF fund makes it even more risky unless you can wait for it to come down and buy back into it. I even have a friend who bought FXI around $93. I asked him if he sold it when it his $112 or even $118 he said he didn’t. I would of sold for that type of profit. Now he does own the stock. I’d never buy the stock I’d buy the Call options which would of been worth a couple thousand right now even with the fall. But now with a new trend it might even be easier to play it down then to play it up.
As for the new year my first port call was Manzanillo, Mexico. It was beautiful although the surf wasn’t going off in town I heard there was surf farther north or south. I checked out 5 different properties for sale and really liked this smaller 1bed/1bath with huge lot overlooking the Santiago bay. It was actually a really nice casa that just need a bit of upgrades to make it a really great rental, but I am currently finding it very hard to get a loan that makes it profitable to own it and rent it out. I first thought mortgage of $600-700 would be okay because I’d have to get out a second loan with a mortgage of $200 around to make upgrades like new electrical, upgrade kitchen, and furniture to make it a turn-key rental that is just 3 blocks to the beach and 5 minutes from downtown shops. So now with the only loan I can receive at 20 years at 9.9% mexican rate which would be over $700 month not including all my taxes, insurances, and bank trust fees a year + my second loan over $200/m for cosmetic upgrades to make somebody want to rent it I am finding it might not be the best investment right now. Even if I could rent out easily for $1000 a month for a solid 6 months out of the year that still leaves me with $900 X 6 month = $5,400 out of my pocket a year to pay for something that isn’t rented possibly or even possibly for 1 whole year would be over $10,000 which could be saved in an account. Long-term if the property rises 10% a year because the town is growing and many projects are being built their my return on investmetn could be 30% in 3 years by the time I get out of the military I could have $30,000 in equity built up if I sold it and could cash out. I’d really like to talk to a professional about this, but don’t know who to talk to because most people do not understand investments like this. I can get this loan, but I just don’t want to struggle with payments since in 3 years I am out of the military I’d be up to $2,000 a month in mortgage and car loan bills! This is not good. It would only be good if I could sell my property for a good size gain or pay off my first mortgage and my car loan only leaving one big bill left. If I am able to rent it a solid 6 months out of the year for possible more that would help on my payments, but I’d like to live in something I own in the end.

So I still have more port calls to make. I might find a better deal somewhere else. It would just be awesome to live so close to the beach where great surfing waves are. I just want to make wiser decisions because I want to be either debt free or have great investments in 3 years. If I make wrong decisions it could bring on the pain and put me again behind schedule in retiring early and young.

An option traders New Years resolutions…

I usually don’t make new years resolutions and plans because I don’t like making statements I don’t follow through with, but I need to this year. As I stood on the fantail of our cutter in Manzanillo, Mexico watching fireworks around the entire bay (amazing) I wished to become a better trader this year. I want it so bad. I also need to stop touching the money I collect on my rental unit and let it sit in my savings account to build up an emergency fund. I told God to make me a better stock trader, please, and thanked God for the beautiful fireworks and magical happy feeling I felt all around me as the new year began with all the excitement around me. Here are my specific resolution goals for 2007

To be a better options trader in 2007 I will:
1. I have to do 25 practice trades or more a week.
2. I can only trade one option at a time.
3. If my option goes down on the second day I must sell sell sell and live another day.
4. If I am up 50% on an option in less than 2 trading days then sell it.
5. I need to finish at least one economics or stock market book a month, and work at finishing a book every 2 weeks.

To grow Assets I will:
1. Buy a second property to rent out either in my home state of Virginia or at a tourist location in another country to use as a vacation home once I’m out of the military. I can also use this property for more tax write offs to get back a bigger return or less taxes.
2. Leave alone $725 rent collected and deposited into Savings Account to build as an emergency fund. If I don’t touch it for 2007 I will have accumulated $8,700 for 12 months.
3. Any extra money I don’t use from my paycheck will go towards my second properties mortgage, trading account, and second savings account.
4. When inport find a second part-time job to pay off my new car loan to decrease debt.

To become a better person I will:
1. Try to smile more? To breakout of this stressful serious syndrome I’m always in.
2. Create and stick to some routine exercise besides surfing and tennis.
3. Volunteer for at least a few days out of the month for an organization I could help.
4. Setup a donate savings account. Find someone or group I can donate to.

Apple Computer (AAPL) the good news and bad news…

As you all have heard if you read any financial online news Apple Computer’s commity board has cleared CEO Steve Jobs of all the options probes, which lifted the stock price up 5% Friday to around $85. My options will become unsellable soon if this coming week Wed through Friday of 2007 AAPL does not move back to the $90’s now with a big kick of momentum. I feel the better decision to invest in would of been FXI index fund now around $112 which would of been the easier more trustworthy trend to follow, but there are not woulds and coulds in investing. Once your order has been taken you are in. Yes I had the option to get out early loosing only a few hundred dollars, but my darn concious has not been disciplined yet. I just don’t want to loose and I am starting to think because I don’t want to loose I actually loose not only my money I save to invest, but also my gaining confidence that I can be a successful long-term trader in the stock market. Sometimes I feel like there is no hope in my trading because I don’t know how to say no to trades I want to get into. There is no “Happy in Seatle” ever. I just want more more more. I ended up adding to loosing trades turning them into bigger loosers and when I do get out profitably I’m not happy with my results even if I get a big gain because I did not trade correctly how I was taught. I don’t want to keep learning lessons in the market. I want to make solid outstanding trades. I just need to become that solid outstanding disciplined trader able to accept to be a looser and let the market win sometimes because I’m learning many times you might not be correct so you have to get out when you are wrong.

Apple Computer after releasing CEO Steve Jobs from the option probe looked like it could come around until it unleased a handful of plaintiff lawsuits against AAPL’s “itunes and ipod monopoly”. I’d really like to punch the company or person in the face that has these claims. You know Apple was a nobody company back in the 1970’s and nobody really believed in it. It started with just college kids liking to program and make a difference in the home computer world with little money. They didn’t start out thinking they were going to dominate the world with a huge monopoly on music downloads, computers for artist and movie makers, and iPod players that consumers just want so bad. I’m sure every company in the back of their heads and in their mission statements wants to be successful with no limits to profits. Sure there is a lot of marketing involved this is what most any successful company does – Find out what consumers want to buy and Apple made big bucks doing just this – Great Ads for iTunes and iPods.

Apple computers stock and computers were really only bought by schools through the 1980’s (I remember using them and learning how to type on them in Middle School), and not until the 1990’s they were highly loved by musicians and artists. Until CEO Steve Jobs came out with the iPod around 2000 Apple was a nobody in the computer business with such a small niche. Now they have a product everybody loves and did a great job with it’s sales force and upgraded their computers to compete with PC’sto be bought by their new customers wanting only Apple and you have the right to throw a lawsuit against them? I guess it is your right, but I’d like the right to knock you out. So stop bitching and come out with own great product that you’ve worked secretly hard on and sell it to the world.

I see AAPL moving up or staying at the same price until earnings and see it still dropping unless Apple Computer creates new history for itself. It currently has a high PEG score over 2 times which means it’s being sold, although its EPS and growth looks really good to keep the stock moving up over time if it can keep momentum with new computer sales growth is the real key to Apple’s long-term success with new products.

I’ve recently been reading Cramer’s book “Mad Money” the new one and will be doing a review on it soon.
Cheers -FN

Good article on planning success and money management

On Yahoo! Finance I read this article on young people comparing their success to others. As you read through the finance article it talks about planning your success through various steps. Correct money management can make you feel like you are rich or have plenty. One piece of information I liked that it said was open multiple savings accounts to electronically deposit savings into each to track your goals for what you want – down payment on a new home, vacation, christmas presents, new car, long-term savings, emergency savings, ex.

It is never too late to save. Even my parents in their late 50’s started saving when I was young and we were always pretty broke, but just had enough to pay for everything living on small incomes.

It is easy to feel rich if you live under your income and you can enjoy simple things. If you don’t have to worry about money then you are rich. For me rich is having enough money to live on without having to work a full-time work week. So if I am to successfully trade in 1 day that can earn me a week’s income I feel pretty rich. Besides money just having friends call me to go out and play tennis, see a movie, or go fishing and having the free time to do it makes me feel pretty rich. Everyone has their own definition of rich. For most it’s having expensive luxury cars, a big house, and a big bank account. The millionaire is considered rich. You can be the poorest lowest incomed individual, but if you are really happy and you love your job (which is rare with most people working) then you are rich.

To help you on your planning to have success in money management:
1. Open seperate savings accounts and have portions of your check deposited into each on for each goal you want, so once the goal is reached you have the choice to enjoy that success.

2. If you want to excel your planning goals I suggest taking on a second part-time job if you don’t already have one. Use that extra money to put towards your goals such as paying off your house or saving for a down payment for a house.

3. If you are struggling with your finances and can’t seem to have any success with money management then you are probably spending too much or have to many luxuries. Consider turning off the cable Tv, turn off AC, use less Heat and where a coat in the house, and going out less so you can’t spend money. – Believe me I have the same problem. When my friends ask me to go out shopping or to buy food I end up spending more then I want to. It is so hard for me to just say “no” to myself. Saving more of your income isn’t easy. You really need enforcements and family to keep you on track. If you have no one to help keep you motivated then put more money into a deposit into a savings account so the money in your checking account is less so you have less to grab to spend. Also make sure you have NO ACCESS to your savings account so you can’t immediately grab cash from the savings account. Cut up your savings account checkcard. It will be the best decision you ever want to make if you are a predictable big consumer. This way you can’t touch that saved cash.

4. Eat less. Eat cheaper meals. It’s proven somewhere in some book that all you need to eat is as much that can fit into your hand. So in that theory we could all be eating less. Try to make more meals at home that are cheap. Ideas – the store brand mac and cheese. Those for 1 box serves around 4 people and costs around $.90 plus 1 cup of milk. The Hamburger Helper meals run around $2 plus 1 lb meat which costs around $6 is still a cheap meal that can serve around 4 people.

5. Try to drive less if you own a gas guzzling car. If you can carpool do it. Gas has been lowered recently, but you can still save. If you live close to work try to walk or ride a bike a couple of days out of the week. You can get some exercise your body needs and enjoy the nature or industrial city view.

6. I’d say lastly when managing your money have a big dream goal in mind always. A big success picture you can dream about to keep your mind thinking of saving daily. I think about making and saving my money every day. It is always on my mind because I really want to meet my goals even though I screw up big sometimes and spend more money I just stuff I really don’t need and end up not using enough to have make it worth it buying the items. Really make sure you need it before you buy it. Can you wait a week? See how you feel then. Impulse buying gets to the best of us. If you have a big goal then you are going to have to start making big commitments to meet your goals. A lot of my friends think I’m cheap and I don’t like to have any fun. The fact is I am having fun saving my money and yes I might miss out on some money costing activities now but I feel when I am in my 30’s and possibly have the choice to do whatever I want and not have to work what I did in my 20’s will have paid off and I will be compared to be ultra-successful to my friends that live more crazy, money spending, luxury life styles now.

A rare quality. Struggles making you stronger. Creating your success. Just do it.

Christopher Gardner CEO of Gardner Rich & Co. is a rare man who created his success.  I just recently saw his brief life story he sold rights to for the new movie “The Pursuit of Happyness” starring Will Smith.  I find this man fascinating and simular to myself as a young ambitious entrepreneur.  Although I can not say I am as glorious as he is being ultra successful and finding his happiness I can say I have struggled.  If you have struggled at all and stayed optimistic through your difficult struggle you will definitely admire and enjoy this film on one year of his life story.  I went to go see it because I wanted to see Wall Street, stocks being traded, and a man making it in the business.  What I ended up seeing which was even stronger insight then making money was being able to make it through an overwhelming struggle against all odds.  I’d highly recommend the movie to any Will Smith fan who played a great role or person seeking some motivation to help you with your current struggle.

I could write an entire blog website on my struggle.  I think I am still not completely over it and still working everyday to creat my own success.  All I can say is that Chris Gardner is an extraordinary person and he has such rare qualities.  So little individuals would go through what he did to get what they wanted with such a good attitude.  I’m not saying the movie perfectly portrays him, but if you read his interviews he is a very well spoken courageous individual.  As in the movie I also once bought into a business venture thinking the world was with me until I found out I was also totally wrong about what I was selling.  I received the same reaction from friends and family and it was the hardest time of my life getting through it.  The fact is I did get through it by believing in myself. I’d love to meet Chris Gardner.  He must be an abundant man of love.  I know his fund for raising money for South Africa will be a success.  I believe in him.

As for me I will keep working, learning, and living my dream I want to accomplish everyday of my life until I complete it.  Thanks Chris Gardner for being such an inspiration.

Market moves down – Apple Computer (AAPL) and McDonald’s (MCD) stock reviews

About a week or more ago I predicted the market to move further down with profit takings and technical data indicators.  Although I played Calls on AAPL going up because so many upgrades and hype rumors helping boost its shares, Puts would of been the more profitable and the right choice.  I suppose finally the market gave AAPL a hang over and its down to $86.  I looked at the Daily year chart and AAPL is still riding up it’s trend line from July 2006 and it hasn’t broke yet.  Also the simple moving averages are still in line with the prive movement.  It still can move down before hitting the trend line breaking it.  Now I’m not saying it won’t move to $100.  I think it is very likely with increasing sales on everything it does (music downloading, iPods, and fresh improving computer sales) I’m just right now it looks down.  I’d wait to see a reversal pop up or big white candle buying sign saying “BUY ME HERE”.  Where?  I currently am in a loosing position and I should of sold out 4 days ago, duh!  But my personality and stock selling maturity appearantly still has not improved.  I’ve been breaking too many rules lately that I’ve been taught.  My oldest sister even tells me she can’t help me or do team work if I don’t follow the rules exactly as they are written.  What am I suppose to do being so dang risky!  I shoot big guns in the market and yes they shoot back even bigger and hit me harder!  A very good bullet proof vest would be wearing the rules on my chest.  If I am going to break the rules then I’m going to buy call/put options with tons of time value so I can breath easier through volatile price changes because -$1-3 pts on a stock is a big percentage change when owning a stock option.  I think not breaking the rules would be the right choice again.  The real question is how much money from my “could be big savings bank account” am I will to give up to trade in the stock market and receive a Harvard college price education?  For me my stock market education is everything, but I’m starting to think I should be doing more “homework practice plays with no money” then trading all my real hard earned money. 

I’ve currently decided to buy McDonald’s MCD at the $43 stock price for June 2007 55 CALLS @ .10.  My order hasn’t been processed yet so it might not be sold to me but I shall wait or buy more @ $.15 later if the stock keeps its price.  McDonalds has been doing very keeping their stores clean, modernizing them, offering healthier foods, keeping an excellent $1 menu, and increasing same-store sales with positive earnings news and upgrades on the corporate company.  It also has a strong upward trend since July 2003.  I can also note MCD has been pretty flat since October 2006 and only recently popped in December 2006 on upgrades and same-stores sales increasing.

Although MCD is a fast-food giant and probably not the healthiest for burgers still customers love its food, prices, and fast service.

I will also note about myself that I am now presently underway crusing in the Pacific ocean with my USCG cutter for around 3 months.  My internet is slow, but I will still update my blog, networthiq, and current trade holdings.  I am still optimistic on making 1 solid 100% trade a month to reach my goal of $100k to $1 Million.  I just need to learn how to stop trading after I reach my monthly goal so I don’t loose any money I make in profits.  I find getting into stocks options are easy.  The hard part is selling off the greed taking some profit and getting out quicker.

I will be doing more practice trades during this time since I can not trade on the boat due to the new hours I work and slow connection.  If I can add new funds to my portfolio I will to save money out of my pay check.  I’m hoping to save $5,000 out of my pay checks by March 2007.  I think it would be best to put towards paying off my car.  Best*

I will also be looking for a new place to live.  I hope I find a perfect match in my budget to keep saving money on housing costs to put it towards my stock market education and goals.

-P I like it, but its just a lot of talk.

Lately I found off I think for random finance blogging.  The site has great interesting videos daily about the stock market and companies.  In that respect it is fun and cool.  I find it is like the next Jim Cramer’s Mad Money or simular Fast Money.  It seems everybody is trying to be the next cool trendy stock picker show.  How about show your own picks, your own portfolio, goals, and how good you really are so people know they aren’t wasting their time watching your little Blog Tv skit about Wall Street.  I’m not saying isn’t amusing or isn’t helpful to other finance bloggers and people investing in the markets I’m just saying I like to see evidence.  I like MyOpenWallet but I don’t even feel its that open.  The young New Yorker female blogs about random consumer buying and saving, but really nothing about stocks.  Blogging about stocks isn’t very popular and cool.  I think it is.  I do search for blogs that show a diary of trades and just blogs information on their stocks.  I have found Trader Mike’s somewhat good and recently a newer blogger MillionDollarCountDown’s blog rather informative on his trades which is rare.  Think about it no bad trader wants the public to know they make bad trades!  I promised myself I would show all the real trades I do profitable and not profitable so if their is a person that wants to read my blog they are receiving valuable information for their time.  I say valuable because they might pick up also why I gained or lost money and it might help while trading the same stock or something else simular.  I am not a stock expert, guru, or wall street advice blog.  All my blog is a record of my trades and random small funny entries to keep my blog from drying up because finances and the stock market can make you fall asleep.  If I can get wordpress to allow javascript I think I will add daily video to my blog because I’d allow some humorous wall street news with my technical chart anaylsis and journaled trades.  I’d say a bonus for any readers that start to fall asleep looking at too many tickers and numbers…I’m pretty multi-talented.  I might come out with my own wall street video blog, but I have to admit Lindsey has her thing down.  It has all the components of a solid production something I can’t compete with right now.  So why compete when I can share her great journalism for free?

MTV’s Beauty and the Geek, more interesting then the stock market today.

Hi.  I was watching some older episodes actually the first episode of Beauty and the Geek by MTV.  I like the show.  I guess in the end the dumb beauties learn some stuff and fall in love with the Geeks because they are simple and would do anything to make them happy – what geek wouldn’t for a chance with a hot babe?  The show is basically hot dumb babes with extremely talented smart geeky guys.  I can relate with these multi-talented badly dressed sexually unappealing geeks, although I think I’m just critisized as creepy or weird.  I actually enjoy the shows because these guys seems so authentic and real.  They could be actors, but they have all the elements of very hopeless romantic nerdy guys.  As quoted in the show by a beautiful women “It’s like its the revenge of the nerds movie”.   She is right.  I do not have cable or MTV.  I was watching it on the ship where we do have VH1 and MTV.  I don’t watch much Tv because I’m more of a movie guy or really great sitcom show if there is one on.  I use to watch repeats of Seinfield and of course yes Friends.  Who doesn’t?  A lot of people are into Family Guy, but I really never got the show.  I suppose I’m too geeky to get it.  I’m not much of a dude’s dude.  I don’t talk shit about women behind their backs.  If a person feels I did talk shit then if I am wrong I’ll respectfully admit it and keep my integrity.   I probably compliment beautiful women more then I should when I don’t receive any compliments back.   I guess I can’t expect it, but a surprising nice comment does works for a geeks confidence level.

I hope these nerdy geeky guys do learn something or did since the show is over I think.  I have hope in them that possibly they might make it to second base within the next 5 years instead of 10 when women will just want them for their millions they are worth in the long term.

As for a short brief on stocksThe DJIA and NAS barely moved and NYX and MA moved around 3% gaining back points slighty showing and uptrend although I still feel I have not confirmed where the market will go.  I still feel down in Dec 2006The billionaire Kerkorian sold out his 10% stake in GMI think he’s smart.  GM wasn’t really looking into the future.  I think a conglomerate mix of Nissan and Renault motors would made a stronger corporate company instead of cutting jobs they should be increasing growth making more efficient safe cheap cars.  There is so much technology out there theses days like hydrogen fueled powered carsThese cars have already been tested and have a proven system.  Once the first major car builder player comes and starts it they will own the monopoly somewhat like how Apple has created a classy smooth looking iPod music player that no one can compete with the world is in love with it.  A car maker these days has to do just that.  To have the monopoly they need really efficient MPG, clean engine, roomy, and a very young likeable carI love my 2005 Honda Element EX with all its newer features and smooth ride, but I would dig Honda a lot more if they came out with a hydrogen powered one that got 100-200% better gas mileage.  I am currently getting around 20 MPG city and 23 highway.  Its a bigger 4CYL but I was expecting better MPG then that.  I love the entire room space.   It has so much space bigger then any SUV in its class.

Well later. 

Miserably happy today – Right about the direction of the market wrong about my trade.

Well lets start off by saying I was wrong on my trade for FXI Dec 06 96 Calls.  I was right about the market following down opening either high or low.  It opened lower but much lower then expected and stocks did move higher throughout the day with the DJIA and NASDAQ.  But I was wrong because it didn’t pop later to find out that the Chinese Yen fell creating also a sell off in Chinese stocks helping ETF index fund FXI drop sharper.  It did move up the rest of the day but it totally made my day suck.  I don’t like being wrong but I can except it.  I know now not to make this type of trade again.  I’m stuck in the position because it’s basically at a totally loss.  My 100% compound interest trade did not work so I am basically at a 100% loss.  =-(  Now if I was smart I would of went with an easier trade yesterday, Apple.  You see when the entire market tanked AAPL was up $1 and I knew knew knew that it would change negative once the stock investors hit a reality check.  Thirty minutes later I re-checked the stock qoute and it was $.16 then -$.80 then finally -$2.00!!!  My intuition to buy PUTS on it would of been the CORRECT thing to do and I would off been up 100% in my trade in 1 day.    Now I’m the opposite. 

When I woke up this morning at 4:30 AM to see how the market opened I only got two hours of sleep the night before because I took this huge nap early in the day.  I couldn’t wait to see my position up so I could close it out.  When I saw FXI @ -$3.00 I wanted to puke.  I was so wrong and it was taking forever to move up in the day.  It didn’t move like AAPL down $1 then up +$1 by the end of the day.  So since I was up early I left to get some grub around 5:30 AM at Jack In the Box fastfood joint.  Before I arrived I killed a smoke in my car getting a high trying to ease my mind about my bad trade.  I haven’t smoked a cigarrette in two days.  I finally arrived 5 minutes later.  I got my favorite Meaty Egg Burrito combo with a big hashbrown and coffee.  It tastes yummy and totally delicious.  I was happy for like 10 minutes eating my food inside the store.  I love eating early in the morning before I do work or when I am traveling it gives me a sense of fun as I felt as a kidDrinking coffee is also fun and makes me feel like this early morning adult worker.  I end up going to work and boxing out at the gym early morning as soon as I get to work.  My stomache wasn’t too happy about excercising.  I check my stock quote again through out the day and see it moving up but not into the positive when I thought it would go.  Disappointed I am today so miserably happy, seriously, in myself. 

If I was you I wouldn’t even read this financial stock options trading blog.  I hope you are learning something, but I’m loosing money and that isn’t very good trading for you to be interested in.  Hahaha.  Don’t worry I’m not done yet.  I have 3 more years to correct my mistakes, if I can and do, and finally meet my goal of $1 million dollars.

At first I thought it was a brilliant money saving idea, now maybe not…

Okay so something I didn’t mention about one of my roommates.  Well around late August I put up 2 Ads on and for a person to roommate with me.  I was offering to split my room, my bed, my closet, and my desk for $250/Month and $300/Month if I was absent on patrol with the USCG.

At first what seemed like a brilliant money saving idea slowly turned into one of my worst nightmares as a dude like me could ever get himself into.  I received some replies mostly SPAM from europe students then 2 real ones.  Out of the two the current person seemed most likely to get along with.  I shall keep the female unnamed.  She seemed pretty real and fun.  I talked to her on the phone twice.  I mean this was pretty weird to begin with.  A chick and a dude that have never met sleeping on the same bed together, but I was like I don’t care because that’s an extra $250 I can save which is almost 10% of my take home pay after paying Uncle Sam.  I’m sure you are thinking by now this dude is going to get into deep shit, which I totally did. 

So I pick her up at the airport because she came from the northern east coast and wanted to vacation in Hawaii and maybe get a job and stay.  I was upfront with her about how the conditions were going to be.  My place isn’t pimpin as the call it these days.  To me I feel its not a bad place, but if I would knew more about this chick I definitely would of not of accepted her as my roommate.  So back to the airport scene.  This was funny.  I’m there on time and we meet.  A little strange but very new you could say.  I already get the vibe off her she thinks I’m kind of creepy, but this is okay because I’d say that is natural with most women I start to have a conversation with.  When all I can do is talk about money and stocks it kind of bores women resulting in singleness.

I take her on a drive and we walk in Waikiki to work on getting to know each other before I take her back to the 3rd world country crib because that is what it is.  =)  She seems nice, very smilely, attractive, well dressed, and a bit not so smart.  I’m sure she is smart, but if you talked to her she would come off as a big ditz.  I’m like whatever as long as she has the money I can invest in more stock options. 

We get back to my place and she sleeps on her side and I sleep on my side of the bed.  A big interesting moment I’d say for a big geek like me that hasn’t been with a woman for a long time and I’m not talking months.  😉  I guess I really did not think this part through in my big brilliant idea.  All I think about is saving money, trading stocks, work, and going surfing; dating women and relationships don’t play a big part in my daily life since I’ve been so goal oriented.  I figured sharing it with a female keeping it platonic would be pretty heterosexual thing to do.  If I had a bunk bed or two seperate beds then it would of not mattered since I sleep in a berthing area with 16 guys on the ship.   I didn’t think of any sexual interests in my plan.  In short, I liked her at least very attractively.  I believe I already knew the first day I was a moron to get a hot chick to move in with me.  From her pictures she didn’t seem very attractive.  Being attractive wasn’t the main issue to get a roommate.  Just someone that could fit on the bed with me and still have space between us and staying clean would be nice.  In person I was sexually desiring her (big problem #1).  I didn’t want to buy her anything or evolve around her, but I knew we weren’t going to be roommates forever.  So I thought why not make a move.  I did make a move and well I was wrong about that.  Things got weird and I was flushed down the toilet.  I accepted my actions taken.  I figured if I never tried to make a move and she started dating other guys then I’d regret it the rest of my life.  I’m very shy, but I felt I got to get to know her enough to take the fall if it happened.  I’m glad I tried.  My confidence level went up even though I am still kissless and dateless, but hey I got my bro’s right?  Right (sigh).   😦   Trust is something later that did not hold through…

So it has been almost 2 months now.  She is moving out.  For the first month I believe it was chill.  All the roomies would hangout with my friends and we all got along pretty fine.  There were some episodes of wackness, but we made through them.  Recently she has gone a-wall herself because my drunken friends leaked out bad rumor info and it got to her and lets just say shes pissed and thinks I’m some big creepy punk now.  I took her bitching and quietly took it with no fighting back or arguing.  I’m a cool smooth dude and I will obtain my status.  I let her say what she wanted to say and said, “Okay”.  During this time period I have to admit our relationship as friends or should I say aquiantances was getting sour and it was opening my eyes more that she was just a bitchy complainy 12 year old girl (shes 20) and that she sounded fake and is just a big boring fake.  I am not putting this sterotype on women, just her.  None of my friends liked her and my friends are welcoming people so that kind of opened my infactuated eyes a bit.  So now I’m like yeah she might have a hot bod, but shes just a big bore.  Lets just say she loves to complain and call people “stupid” very much so.  It is very annoying, mean, and stupid on her own part.  She might think its cute, but believe me its not.  I’m glad I can see through her negative intentions.

I’ve met some other girls during that time also and it made me realize how much she isn’t worth taking out to dinner.  Theres women I meet and really want to take them out, they are just usually already in relationships.  For the most part I believe if you are a great gal and work and getting men to love you then you are going to have a man.  Most women I meet that are single are single for a reason.  My reason for being single is because I want to be single.  It’s cheaper and being with a woman makes me spend much more money.  Hey if you meet a girl that likes free outdoor activities don’t loose her!  It’s rare.

So now 2 months later into my big plan I will soon go on patrol and my room is empty.  What?  What do you think I’m going to do?  Oh you know it!  Repost an another Ad to sublet my room for a couple of months until I come back for around $350.  Every bit of money helps I think.  As long as I don’t have to personally room with anybody I’m still going to do it. 

I also plan on moving out and getting my own studio or 1 bedroom place with maybe 1 roommate that lives exactly like I do if I can find one.  Or room with people that have professional 7am-4pm type jobs, and goto sleep during the weekdays by 11pm.  If you want to party during the weekends fine; just let me wake up with energy during the weekdays.  I admit to you and everyone I like my sleep!  I dream a lot and its fascinating being in your own dream world.

So I learned my lesson.  If you need the money and you are going to split your bed with a female #1 make sure shes ugly (no attractiveness), #2 sign a contract on the room to keep the person from moving, #3 make sure the person is smart and not so barbiesh.

Well guys and gals.  good night. -P

How to deal with your car broken into.

Today my car was broken into when hiking Ka’Iwi Park.  After coming back around 3 hrs later I went to open my door and looked across and there lay my passenger door window shattered all over my seats and floor.  My glove department was open and my black backpack was taken.  Luckily the thief did not take my phone or wallent somewhat hidden in between my soda holders.   The thief did get away with an awesome Canon Powershot with full professional waterproof camera case valued over $600 dollars.  I didn’t really get upset about it at the scene how most people would react flipping out.  To me it’s just another materialistic thing.  I can replace it.  I earn plenty enough through my home-based business that even if my car was stolen I’d say fuck the bastards.

At this very moment my roommates have come home eruptly drunk again.  Noisy and undelightful to be around. 

One thing I’m good at is moving forward.  If I let myself become miserable over something I can not change and get back then I can not move forward.   Yes, my full coverage insurance isn’t going to pay for my smashed window which will be another $250 bucks out of my pocket and yes I have no digital camera anymore I received for graduating boot camp, but it can be replaced.  

So I forgive the thief and drive home with this smashed passenger door window with confidence that I can buy another window and get through it.  Although I know its going to set me back some money I work really hard to get I also know that hey maybe that thief needed the money from that camera more then I do. 

I think it was more stressful waiting for the police to fill out a police report, calling my insurance company finding out they don’t pay for it, and lastly that the window for my car model is out of stock and will have to be back ordered from the “main land”.

I feel I’ve coped with my small loss today pretty well.  I haven’t even told anyone.  I really don’t find it all that fascinating.  Well, now the music is on and the drinking continues with the roommates who joked me for doing home-based business stuff. I guess the jokes on them now since I’ve been able over the past few months been able to save up quite a sum from doing One24 Online.  I suppose instead of falling asleep her I will just go back to boat and sleep in my chill rack.  I have softball games tomorrow (what fun!) and probably will play tennis inbetween.  I got a really red sunburn today so I will be putting on lots of lotion. 

If your car has been broken into please express your thoughts postive or negative. -P I have to admit when my sweet Nikon D40 SLR was stolen off a Philly AMTRACK train it was much worse due to the pictures on it were of my baby niece I took earlier that week. So remember if digital BACKUP BACKUP like on Flickr before it’s too late!

50% Stock Options Trading Rule & Bullish Market Attitude

First of all I want to make a note that a reader made a valid point that I was trading 100% of my money.  True.  I am trading incorrectly and creating 100% risk for myself.  I feel I am able to take a such a big risk because I am young, still learning, I have the extra money, and lastly I request nobody does what I am doingTrading correctly if you only used 50% of your money to buy stock or stock options you can only loose 50% still having 50% remain.  If you loose that you still have 50%.  You last longer in this stock market game.  Recently I’ve lost over 75% of my money in my current holdings although I have not sold out yet.  Realistically I don’t expect to gain that 75% back on any given trade because my recent trades besides APPL JAN 07 85 CALLS.  APPL has been my best pick playing PUTS and CALLS and I’ve traded it not wisely either.  I admit I’ve been a sucky trader these past 2 months.  I’m in AMAT JAN 07 22.50 CALLS and they are worth $0 right now with a $5000 investment in it.  Personally I really thought with semi-conductors doing so well and AMAT being the leader in it’s industry going into earnings it would of had a stronger run.  Hence why I created it as a pick.  For the past 2 days it has created a run into earnings I just bought it too far before earnings because I thought there would be more of a run.  Now I know – To trade it later into earnings next quarters earnings.  Since it is worth $0 I am going through earnings unless by some chance the stock has a very bullish run up around 10% tomorrow which is very unlikely.  I can’t really loose anymore since its already gone and I have 2 more months in the options.  I can’t sell it either because there is no one to buy it at the moment.  On the other side having 4 days left in my GRMN Nov 06 60 CALLS, my enitrely WORST trade of 2006 because I was up 400% and did not sell it because of greed going into earnings, I have these 4 days.  A very bullish candle came up today and investors were re-buying GRMN with all the bullish tones in the market today.  Possibly just possibly if it has a good move in the next two following days I can still sell out of the calls with a small profit but get my money back.  I’ve been very foolish.  I want to help people, but first I need to help myself and get my mental side disciplined to sell sell sell when I am right and my trade goes into a sweet profit.  As for MSO DEC 06 30 CALLS I am also surprised every time it hits $22 it keeps coming down.  Across the board stocks have been going sideways before these economic reports.  With a positive note from the feds I believe now stocks will continue there second big move in there yearly trend going up. 

My worst trade of 2006:  Not selling my 400% up GRMN NOV 06 CALLS


My mother sold out of her GOOG CALLS today and I’m very proud of her.  I believe she made around 3-5 points profits per contract.  You go mom!  Although GOOG went down she was convinced it would go higher and so did I.  She also could of had better trades following GOOG sideways up and down movement, but with patience she profited.


My youngest (age 29) sister is recently buying her second house.  The second child in my family, second to myself, buying her first house.  My sisters were pretty stunned when their baby brother bought a home and then flipped it and turned into a rental income within a couple of months.  You go big sis!  Your house is beautiful and have fun in it.

Other news in my life is softball.  I’ve been playing the my USCG team for the past two weeks and its been a blast.  I’ve always dreamed about getting to play on a softball team, drink beer, and enjoy the game itself.  I give myself kudos for finally doing it.  My fellow co-workers I think are finally getting to know me a bit better because I like to stay low profile at work.  I’m going to make it an effort to continue playing until I’m finished in Hawaii with my boat.  Some other great news today is passing my tests to advance to Petty Officer second class.  By the time I make it within a year that will be another extra $500 to trade monthly to help me get to my goals.

The market has really created a bullish market attitude and I would tell anyone right now is a good time to buy many well-known retail and technology stocks.  I feel they are the best play.  Do your research with charts, company events, stock news, and how other stocks in its industry are doing also.  I feel I am about to have a come back just being patient and waiting out the currently sideways dips.

Some negative news that I have realized is that if I would of not traded around $1000 a month since the beginning of the year of Jan 2006 I would of paid off my second home mortgage of $15k.  That being said I realized I’m going to start putting half to my account and half to my mortgage.  Less bills the more saving and wealth I can create. 

Well good luck in the big game of options trading. -P

MSO settlement, Apple’s new iPod, AMAT earnings

I don’t like to use hope in the stock market.  It isn’t a good word to use because you either have a conviction that your stock is going up or down with technicals or fundamentals.  I feel if you “hope” then you are just betting as a gambler in the stock market.

 I was pretty convinced MSO, GRMN, AAPL, and AMAT were slowly going to move up.  It is only November 9th.  Most technical charts have been showing stocks flipping over and about to head down unless something else otherwise very bullish happenings…  This year could be different.  Like one year when everybody thought Wal-mart was going to go up with positive earnings into the holiday season the stock did the complete opposite.  Sometimes I get that feeling about right now.  For the most part stocks have created a large bullish white candle up such as AMAT and AAPL, but the market has been so sideways instead of going up into the season.  I’ve read in a book that if the stock market isn’t making sense then stay out until it does.  I think this statement is profound.  You shouldn’t trade if you don’t know where the market is going.

AAPL is getting big consumer demand for its new iPod shuffle boosting its stock higher creating a new white bullish candle.  AMAT earnings are November 15th and just recently technically it seems somebody big bought in for the run and new downgrades but a price target of $21.  MSO’s new settlement of $15 mil is a bummer even though Martha is paying $5 mil out of her own pocket taking the stock away from its high of $22.50 down to around $21.  GRMN is getting lots of bad reviews expecially by stock mover Jim Cramer though it seems to slowly be going back up.

My GRMN trade has really disturbed meI was up over 400%.  My ego thought or was convinced I should say that GRMN earnings were going to be positive and make the stock jump higher.  NOT!  Now my GRMN options are worth $0 (-$2600 investment).  I feel so dumb.  I don’t want this to happen again.  I don’t think anyone reads my blog, but if someone did I don’t know who would keep reading after reading a guy is up $6k and doesn’t sell.  I seriously believed my option was going to be worth more.  The greed got to me so bad.  I wanted to pay off my second mortgage or my new car that greed got the best of me and turned me into a big looser!

I promised myself if I can sell out of AMAT, AAPL, and MSO successfully I am going to donate at least 10% to some youth community organization.  I also believe the more you give the more you shall receive back.

I read a book about the city of Babylon.  I wish I still had the book.  I need to get read it again it had a lot of wise advice.

I’m going to make my goal or I’m not going to allow myself to trade real money for 2 months.  I love tradingIt’s one thing I really enjoy.

I’ve recently created a profile on this blog search engine called Technorati

Technorati Profile

Yuck. Smoking is disgusting even if the buzz is good.

Okay.  I recently wrote about smoke almost a week ago and I think I’m about to quit now even though I have around 6 packs left from a carton of Newport 100’s I bought.  Last night I thought I’d buy me a girly girl mixed drink at the bar.  I ordered a Lua Punch.  It has 5-6 different vodkas, orange juice, and 7-up.   I dranks two up pretty quick and smoked over 6-8 cigarettes in between and after them.   I could not sleep because I got a headache and stomache ache from a bundle full of smoke in my tummy.  I feel grose.  I’ve also noticed lately that when you wake up in the morning even if you haven’t had a smoke for a day you wake up with that smoke nicotine taste in your mouth.  I also find my mouth tasting like smoke even after I’ve eaten without smoking.  It’s such a bland kind of burnt coffee cappaccino taste in your mouth.   I think if I am going to continue to smoke I will limit myself to just when I drink hard and 2 smokes a day with taking days off until I am finished with my packs unless I can sell them off otherwise.

 I had a girlfriend once that went to bed after smoking and kissing was very undelightful.  I don’t want to be that significant other with smoke saliva burnt breath, at the same time smoking does slow down my heart pressue.  I feel its fair to say that just because you are stressed out doesn’t mean smoking will relieve stress because it doesn’t, but it does something psychologically.

Smokers. I finally understand the big deal about it.

Okay.  I’ve always been one to judge about smoking.  Lately with a lot of stress in my life I wanted to see if the habit actually relieved the stress.  It does.  I finally understand why people smoke cigarettes.  Well at least for me it gives me a total high like I just took down a couple of shots of tequila.  The burning sensation in my throat is not the most enjoyable, but the all around feel of your heart slowing down and the nocotine going throughout your body like a strong beer really relaxes yourself.  I’m not saying you should pick up smoking.  I’m not even a smoker yet.  I did buy my first pack of Newport Menthols.  $6.55 a pack.  I do not think I will be smoking very long.  When I do light up I have to admit I’m pretty buzzed and happy for a moment.  I’m actually happy a lot, but its more of a center of the universe happy inside.  I’m balanced yet have many stressful demanding things I have to do in my daily life to keep up with the pace. 

I remember criticizing and trying to get an ex-girlfriend to stop smoking.  She smoked a lot.  She must of been very stressed out.   I just enjoy a cigarette for what it is.  I don’t need a smoke.  I don’t even smoke regularly.  Maybe I am just a social smoker.  I do not want to become a full-time smoker and have already made the choice and will power in my mind not to.  

So if you have strong will power and you want a really great buzz smoke a cigarette and cool off.  It’s not far off from a strong beer and better yet have both.  I’m not promoting to kill yourself with cancerous tobacco chemicals.  Smoking is still bad for your health. 

It’s also bad for your savings account figuring in a year you could easily spend over $2,000 just on cigarettes.  That is $2,000 more you can have to save. 

My lungs actually feel kind of smoked out and burnt after 3 cigarettes in less than 30 minutes.  I need to keep it to less than 2 smokes a day when I actually choose to smoke for the day or meet a girl that won’t let me smoke and gives me a buzz being with her.

Gambling on Garmin’s earnings – An eye opener

Today before the market opened Garmin Co. (GRMN) released its earnings.  As I woke up, went to work, got dressed, and dashed to a computer to check GRMN stock quote my face turned pale.  My heart literally stopped and I sat dead stairing at the computer screen.  GRMN @ $45 down -7pts.   Talk about a great way to start off your day at work.   Looked at my portfolio down -$10,000.  All I could think was “fuck shit fuck shit” repeatedly in my head over and over.  There wasn’t anything I could do about it now so I went to get some milk since I knew I couldn’t hold down a full breakfast.

Previously on Thursday Oct 26 I had the option to get out in GRMN up +$6000 profitably and I didn’t because I really believed earnings were going to pop up positively like all the other tech companies.  Everybody has been putting out better than expected earnings why wouldn’t GRMN?  My mother even told me to sell.  Up 300% and I think anyone else would too.  I didn’t consider myself being greedy.  I wanted to follow the profit trail because my trend line wasn’t broken and there was no negative news in its sector.  Even on Tuesday Oct 31 I had the options to get up 100% with +$2500, still I didn’t.  I feel now if anyone is actually reading this real live stock options trading journal that the writer and traders of this journal must be totally psycho not to sell.   I think I am.  What is wrong with me?  I broke two major rules I learned.  1.  If you are up 100% get out and 2. Never go through earnings unless you are only using a small portion of your profits.  I really broke both big time.  I feel I received my punishment 10 fold.  My account is now low again.  I built it really fast and I also lose just as much really fast the way I trade.  I really need to learn how to change my habits.

 I just recently attended a Stephen Covey workshop on “The Seven Habits of Highly Successful People”.  Although I do not consider myself a highly successful person I really do need to change my bad habits or should I say gambling habits when trading stocks. I only gamble stocks when I trade with 100% of my money. I do not feel buying and selling options is gambling most people think it is, it only is when you make it a gamble.

When you follow the rules you aren’t gambling quoted by my mother.  She is right.  Very right.  If I had followed two simple rules my account would of been doubled right now and I could sit back and not feel horrible about myself loosing all that hard earning money it took me to do in 2 months.   So from $700 to around $17,000 down to $13,000 now at $3,000.  Shit.  I really don’t have much emotional ties to it.  Yes I had to work and put my money into the account, but its just money to me.  I don’t spend it all I want to do is multiply it.  Shit happens, expecially when you break big rules being a gun slinger dieing young.

Don’t give up on me.  I’m coming back.  I plan to not go through earnings a second time with any of my options unless its with a very small portion of the profits I received.

the Dating world, me, and drunk roommates

Have you ever just had a crush on a person you can not have?  For some center of the Earth reason the women I meet are not interested in me and it strikes to me very interesting.  I suppose the point that I find out they already have some boyfriend in some distance land doesn’t help me either.  I suppose I could go to the bar buy a girl a drink, lie to her, and get her home but then it would really defeat the purpose of wanting to meet someone I’d actually want to take out.  Recently I met a girl who’s passionate about Egyptian pyramid history.  For her age I find her highly intelligent that says shes been studying it since she was 5.  It hard to believe, but not really when I’ve been listening to the stock market daily report when I was 5 in the back of my parents old Plymouth Reliant.  Shes more of girl that doesn’t try to dress to impress, but I kind of like that.  She described her boyfriend to me and I wasn’t impressed with the vocabulary words she used.  She’s also in the military and its common ground to communicate on.  Too bad she wasn’t single.  So the dating world goes on and I find myself in a vast ocean, who will I bump into next?

Recently in the house of pain or should I say house of gay because now I think my own female roommate is going gay on me.   Maybe bi?  She recently just met another chick just like her.   I mean EXACTLY like her.  I think they hit it off great because both of them don’t realize how much of stuck up snobs and complainers they are.   I do not want to sound mean but they really are.  They expect the world, a diamond ring, a pony, and a fancy meal and that’s the first date.  I had a crush on her, but knowing myself its only sexual.  Okay.  She has a bangin body and I want it.  I’m a dude.  Dudes like to have sex.  We think sex all of the time.  I’ve been out of the house a lot lately hanging with my guy friends so I wouldn’t have to trap myself around her.  I think this new friend of hers will now occupy her time, which is probably the best thing for me.

My other roommate that just recently came home a Navy guy who is a dick to women calls my roommate stupid and has tatoo’s and all that big man stuff has probably actually gotten farther then I have with her.  He isn’t a dick to me.  I’d say if he is with a woman he tries to get what he wants.  It makes me somewhat jealous because I do like her a lot physically and this other dude sure does seem to pull better moves in shorter amount of time then myself.  She isn’t a bad person nor has she been mean to me, but I think she tries to ignore me.  I don’t think we’ll ever even be friends because its uncomfortable.  I like to have it all or none.  So I’ll always just be an acquaintance to her.  This isn’t some game to get into her pants, but I actually thought I had a fighting chance.  The roommate rule totally busted my chance.  Do I still want the chance?  Hmmm.  Not really after I met a more simple fun extremely smart woman. 

I really don’t get what women want.  You ask them and most of the time the desired wants you really don’t want to hear unless shes very genuine and then you might really want to give it to her, like yourself.  I can’t say my roommate is very genuine.   She is very wanty of material things and expects to be a house wife with a very expensive ring.

My other female roommates are working hard at getting a career in what I do now.  If she’s successful at getting a job she’ll be paid very high probably like $90k starting off.  Her girlfriend suffers from her drunkness.  I hope they both get smart and stick away from the alcohol.

The Navy guy has left again on patrol I believe and won’t be back for a while.  He’s a very big drinker.  This dude drinks.  I don’t think his DUI or problems with drinking and the military stop him. 

Don’t get me wrong I like to drink too.  I can not say though I will drink myself to puke like my roommate who acts like a sick 12 year old girl in the bathroom putting her fingers down her throat.  Not my style.  I actually took care of her like I do everyone else and they don’t care and rather I don’t.  I’d rather they just don’t come back if they are going to be that drunk that I can’t sleep and have to go into work tired.

Big Island, Hawaii earthquake – Dealing with drunk roommates

I woke up this morning twice.  The second time feeling my body move at a medium pace back and forth.  I thought I was just dizzy and it was a bad mix of liquers from the previous nights drama or should I say 1 hr of sleep from last night.  It felt like someone was on floor tugging on my bed back and forth trying to wake me up.  At first I was worried it was a roommate dieing from unaccidental causes so I got up but no one was on the ground.  I checked on my roommate in the bathroom.  Yeah,  she was still there passed out in her vomat on the floor so I took her pulse which was very slow and then picked up her head and gave her a pillow and put a towel over her.  The other two roommates were in seperate beds so I guess they didn’t make up.  I didn’t realize the earthquake was the thing that was rocking me back and forth.  Since I had to leave for work early my neighbors on top told me what just happened and I put 1+1 together.   Going to work all traffic lights were off including my military base.  The state waited to turn power back on to prevent any aftershock fires.  Smart for them, but miserable in the meantime for the residents, tourists, and military.  I later found out the Big Island had a 6.5 ticker but after watching the news it seems like a joke because nothing really huge happened that created fatalities so consider them and us lucky.  When it hit Oahu it must of been around a 2. 

As for partying with my roommates who can not hold down their liquer and always act like pissed off eight year olds because they are either jealous, mad, or depressed about something.  I can understand not feeling well any puking up and going to bed, but when you are so drunk you can’t even puke, you can’t even hold your balance to puke, and you keep slamming yourself against the wall without accepting help to get it over with then you aren’t just a problem you’ve become in business what we call a big liability.  Know when to say “no” to drinking more.  I suppose its personality over anything.  I hear that rape commericial “I thought “no” meant “yes”.  Where I think in my situation its more like they want to say no but they keep saying yes until they pass out.  Why?  I have many big problems in my own life that I feel upset about and will not be able to fix, but although they are in my daily life I’m not going to try to drink myself to death over it.  I guess it shows how “weak” you really are for having to drink to forget.  Vulnerable to the easy numbing-forgetting temptations to make your life seem better.  I say at least they could do is write up a Will and put any money and possessions I could sell in my name so if they do die being dumb and drunk then at least for all the commitment to keeping them alive I could be rewarded a bit.   I could that probably sounded bad, but I don’t care because they do not care about themself.  I think I will be moving out of this house when I come back from patrol and find either new roommates that don’t drink or just my own studio. 

I feel I am the victim here because of their own actions.  Who wants to be sober trying to get 2-3hrs sleep for work with cranky stupid drunk people around you hurting themselves and vomating.  I feel like I am an alcoholic abuse social worker in my own house.  I already work over 100 hours a week, can’t you give a dude a break?

Personal life in the Paul Zone

First I want to start off saying while going surfing yesterday at Sand Island Park where there were absolutely no waves I saw a man stuck with his car in the middle of the road.  He was trying to push it by himself and it was like a lincoln, a heavy one at that.  I immediately stopped my car and got out to help him and got it moving with my arm muscle to put less stress on the man.  I know what its like to have your car not work and you need help getting out of the way besides the help of the problem you don’t know about.  Also now the costs running in your head to fix it.  He was very grateful he was probably in his 50’s and only 15 feet away a group of people just watched him in pure humiliation.  I didn’t feel bad for him, but it felt like instinct to just jump out and run to his car to push it as if I was saving someone from the water.  I didn’t feel good about it like some natural high.  It just felt like I was born to help this man at that certain point in time. 

My roommate sat next to me and probably was a bit curious when I leaped out of my car to run up and push his car into the parking lot.  I really don’t know what she really thinks of me.  I know shes a bit stuck-up, but I could be very wrong about her.  Sometimes I wonder if its just in my head.  I’m never really mad at her.  It’s too hard.  I feel she means well and isn’t excessively pushy.  She is always laughing and having a good time and she laughs at almost everything I do.  Could she be seriously faking it because if she isn’t she will definitely miss me when I leave for 2-3 months on patrol again into the pacific oceans.  I think I’m going to miss the hanging out too.  We laugh so much and talk about the dumbest stuff.  I haven’t been able to have a long conversation with someone like her for a really long time.  I’m more like, “Hello.  Uh huh.  Yea. Cool”.   I don’t talk much.  I’d rather listen.  Most people think I’m sad, mad, frustrated, or all three all the time because I’m so very still and quiet.  Don’t worry though I am okay.  I’m just at peace thinking and dreaming off about something or laughing in my head at some funny scenario I just thought of that’s probably pretty dry humor.  I really wish she was never my roommate though the people shes knows makes me not too impressive because I don’t come from a family of money, business, bran new cars, or going out to fancy dinners.  I think its good we are just roommates.  I just really wanted to take her out to the most expensive place and dress up really nice and have a really great time and go dancing together.  I think I could still pull it off, but since were roommates I hear myself telling me not to show off and not to care as much.  To lay off and keep the big empty space there.  It’s the only way to keep things real between us. 

My other roommates are pretty cool.  I have to say everyone is an actual binge drinking alcoholic except for me.  In no way have I ever drank more just to get over someone, ask out a women, or just go overboard.  I’m not saying I’ve never thrown up after drinking because that I have, but its rare that I will just over drink and be a hardcore drinker.  I just like my buzz.  I’m not really the crowd pleaser with these people so I’d rather just relax and probably just take a zonked out nap.  Later to get up and goto the club to have another couple of drinks.  I can’t stand drunks.  I think they are low lifes and only get drunk because its the only thing they can do well (which shouldn’t be hard).  I hope you don’t feel busted on if you are a person that partys overly hard, but for real think about what you are doing.  It really doesn’t make him/her any better looking and it isn’t going to make you feel better tomorrow.  Enjoy yourself but don’t kill your body.

The majority of the people that actually get to spend time with me know how understanding and thoughtful I am.  I’m a very calm person with a big dead volcano inside me.  It takes a lot to errupt.  I judge quickly.  So if within the couple of times we hangout you don’t impress me with something you want to do with your life or something you currently do we probably won’t hangout much.   I consider myself quite adorable to women just not want they want right now.  I guess that says I’m boring in some department or that there is something very unlikeable.  I consider myself badass.  I don’t know anyone cooler then me, hotter then me, smarter then me, bigger goals then me, and as much real personal success as me.  This brings me to the conclusion that I must be a strange guy.  I mean I am pretty strange.  I’m quite unpredictable yet I’m pretty set in my ways of what I want and how I am going to get it.  Some people would call me a psychopath.  I just call myself normal.  Aren’t the Ninja Turtles normal?  They eat pizza!

I miss being a teenager.  Those were some depressing yet fun years with my music friends.  We were are own like Jackass gang and post-Nirvana side bands.  No responsibility and you were free like a fish in a big ocean with nothing really to stop you but a bigger fish with more fish years.

Well thats about it for personal blogging.  If you read to much about me you just might have to puke up anything you just ate or drank.  Cheers, – P